DCA history · Gold
Gold DCA since 2016: $100 weekly
Investing $100 every week into Gold since 1 January 2016 (564 buys, $56,400 in total) would be worth $131,649 today (+133.42%).
Backtest 1 January 2016 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$131,649
+133.42% · +14.96%/yr
- Invested
- $56,400.00
- Buys
- 564
- Average cost
- $1,740.94
Lump sum, day one
Winner$216,016
+283.01%
- Invested
- $56,400.00
- Bought at
- $1,061.00
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$216,016
+283.01%
- Bought on
- 1 Jan 2016
- At a price of
- $1,061.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 8.6% of days, with the longest unbroken stretch lasting 177 days (to 19 Dec 2018). The worst moment was 15 Dec 2016, when it was down 9.7% on what had been invested. It has been in profit continuously since 20 Dec 2018. The average cost per unit was $1,740.94 against a price today of $4,063.70 (+133.42%). The cheapest buy was $1,061.00 on 1 Jan 2016 and the priciest $5,230.50 on 27 Feb 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2016 | $5,300 | $4,911 | -7.33% |
| 31 Dec 2017 | $10,500 | $10,942 | +4.21% |
| 31 Dec 2018 | $15,700 | $16,026 | +2.08% |
| 31 Dec 2019 | $20,900 | $24,692 | +18.15% |
| 31 Dec 2020 | $26,100 | $36,364 | +39.33% |
| 31 Dec 2021 | $31,400 | $40,494 | +28.96% |
| 31 Dec 2022 | $36,600 | $45,587 | +24.55% |
| 31 Dec 2023 | $41,800 | $57,185 | +36.81% |
| 31 Dec 2024 | $47,000 | $78,667 | +67.38% |
| 31 Dec 2025 | $52,200 | $136,092 | +160.71% |
| 22 Oct 2026 | $56,400 | $131,649 | +133.42% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2016 be worth today?
- Investing $100 every week into Gold since 1 January 2016 (564 buys, $56,400 in total) would be worth $131,649 today (+133.42%).
- Was DCA better than a lump sum for Gold since 2016?
- Investing the same $56,400 in one go on 1 January 2016 would be worth $216,016 today (+283.01%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2016?
- The plan was worth less than the money invested on 8.6% of days, with the longest stretch lasting 177 days (ending 19 Dec 2018).