DCA history · Gold
Gold DCA since 2015: $100 weekly
Investing $100 every week into Gold since 1 January 2015 (620 buys, $62,000 in total) would be worth $144,351 today (+132.82%).
Backtest 1 January 2015 to 12 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$144,351
+132.82% · +13.51%/yr
- Invested
- $62,000.00
- Buys
- 620
- Average cost
- $1,675.39
Lump sum, day one
Winner$204,778
+230.29%
- Invested
- $62,000.00
- Bought at
- $1,181.00
- Max drawdown
- 26.69%
Perfect timing (hindsight)
$230,108
+271.14%
- Bought on
- 17 Dec 2015
- At a price of
- $1,051.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 12.3% of days, with the longest unbroken stretch lasting 148 days (to 13 Oct 2015). The worst moment was 2 Dec 2015, when it was down 9.6% on what had been invested. It has been in profit continuously since 3 Dec 2018. The average cost per unit was $1,675.39 against a price today of $3,900.70 (+132.82%). The cheapest buy was $1,051.00 on 17 Dec 2015 and the priciest $5,318.40 on 29 Jan 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2015 | $5,300 | $4,865 | -8.20% |
| 31 Dec 2016 | $10,500 | $10,085 | -3.95% |
| 31 Dec 2017 | $15,700 | $16,807 | +7.05% |
| 31 Dec 2018 | $20,900 | $21,800 | +4.31% |
| 31 Dec 2019 | $26,100 | $31,538 | +20.84% |
| 31 Dec 2020 | $31,400 | $44,990 | +43.28% |
| 31 Dec 2021 | $36,600 | $48,722 | +33.12% |
| 31 Dec 2022 | $41,800 | $53,777 | +28.65% |
| 31 Dec 2023 | $47,000 | $66,474 | +41.43% |
| 31 Dec 2024 | $52,200 | $90,521 | +73.41% |
| 31 Dec 2025 | $57,400 | $155,600 | +171.08% |
| 12 Nov 2026 | $62,000 | $144,351 | +132.82% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2015 be worth today?
- Investing $100 every week into Gold since 1 January 2015 (620 buys, $62,000 in total) would be worth $144,351 today (+132.82%).
- Was DCA better than a lump sum for Gold since 2015?
- Investing the same $62,000 in one go on 1 January 2015 would be worth $204,778 today (+230.29%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2015?
- The plan was worth less than the money invested on 12.3% of days, with the longest stretch lasting 148 days (ending 13 Oct 2015).