DCA history · Gold
Gold DCA since 2022: $100 weekly
Investing $100 every week into Gold since 1 January 2022 (254 buys, $25,400 in total) would be worth $41,550 today (+63.58%).
Backtest 1 January 2022 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$41,550
+63.58% · +20.65%/yr
- Invested
- $25,400.00
- Buys
- 254
- Average cost
- $2,449.86
Lump sum, day one
Winner$55,699
+119.29%
- Invested
- $25,400.00
- Bought at
- $1,827.50
- Max drawdown
- 26.69%
Perfect timing (hindsight)
$62,706
+146.87%
- Bought on
- 26 Sept 2022
- At a price of
- $1,623.30
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 14.8% of days, with the longest unbroken stretch lasting 213 days (to 30 Nov 2022). The worst moment was 26 Sept 2022, when it was down 11.0% on what had been invested. It has been in profit continuously since 10 Oct 2023. The average cost per unit was $2,449.86 against a price today of $4,007.50 (+63.58%). The cheapest buy was $1,639.60 on 29 Oct 2022 and the priciest $5,230.50 on 28 Feb 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2022 | $5,300 | $5,365 | +1.23% |
| 31 Dec 2023 | $10,500 | $11,599 | +10.46% |
| 31 Dec 2024 | $15,700 | $20,553 | +30.91% |
| 31 Dec 2025 | $20,900 | $40,481 | +93.69% |
| 11 Nov 2026 | $25,400 | $41,550 | +63.58% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2022 be worth today?
- Investing $100 every week into Gold since 1 January 2022 (254 buys, $25,400 in total) would be worth $41,550 today (+63.58%).
- Was DCA better than a lump sum for Gold since 2022?
- Investing the same $25,400 in one go on 1 January 2022 would be worth $55,699 today (+119.29%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2022?
- The plan was worth less than the money invested on 14.8% of days, with the longest stretch lasting 213 days (ending 30 Nov 2022).