DCA history · Gold

Gold DCA since 2025: $100 weekly

Investing $100 every week into Gold since 1 January 2025 (95 buys, $9,500 in total) would be worth $10,167 today (+7.02%).

Backtest 1 January 2025 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

$10,167

+7.02% · +7.70%/yr

Invested
$9,500.00
Buys
95
Average cost
$3,797.26

Lump sum, day one

Winner

$14,683

+54.56%

Invested
$9,500.00
Bought at
$2,629.20
Max drawdown
25.06%

Perfect timing (hindsight)

$14,683

+54.56%

Bought on
1 Jan 2025
At a price of
$2,629.20
Not a plan you could follow

How it would have felt

The plan was never worth less than the money put in at any point in this period. The average cost per unit was $3,797.26 against a price today of $4,063.70 (+7.02%). The cheapest buy was $2,629.20 on 1 Jan 2025 and the priciest $5,301.60 on 28 Jan 2026.

Year by year

As ofInvestedWorthReturn
31 Dec 2025$5,300$6,785+28.02%
22 Oct 2026$9,500$10,167+7.02%

Try a different start

Weekly $100 into Gold, by start year:

Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.

Same plan every month instead →

Frequently asked questions

How much would $100 every week in Gold since 2025 be worth today?
Investing $100 every week into Gold since 1 January 2025 (95 buys, $9,500 in total) would be worth $10,167 today (+7.02%).
Was DCA better than a lump sum for Gold since 2025?
Investing the same $9,500 in one go on 1 January 2025 would be worth $14,683 today (+54.56%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Gold DCA underwater since 2025?
The plan was never worth less than the money invested at any point in this period.
A historical simulation, not financial advice. Past performance does not predict future results; the value of investments can fall as well as rise. Figures use daily closing prices (trading days carried forward over weekends and holidays) with a live quote for today, USD, and no fees.