DCA history · Gold
Gold DCA since 2013: $100 weekly
Investing $100 every week into Gold since 1 January 2013 (721 buys, $72,100 in total) would be worth $181,996 today (+152.42%).
Backtest 1 January 2013 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$181,996
+152.42% · +12.55%/yr
- Invested
- $72,100.00
- Buys
- 721
- Average cost
- $1,609.89
Lump sum, day one
$176,928
+145.39%
- Invested
- $72,100.00
- Bought at
- $1,656.00
- Max drawdown
- 37.88%
Perfect timing (hindsight)
$278,775
+286.65%
- Bought on
- 17 Dec 2015
- At a price of
- $1,051.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 32% of days, with the longest unbroken stretch lasting 717 days (to 2 Mar 2016). The worst moment was 27 Jun 2013, when it was down 21.0% on what had been invested. It has been in profit continuously since 24 Dec 2018. The average cost per unit was $1,609.89 against a price today of $4,063.70 (+152.42%). The cheapest buy was $1,061.00 on 15 Dec 2015 and the priciest $5,229.70 on 10 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2013 | $5,300 | $4,574 | -13.69% |
| 31 Dec 2014 | $10,500 | $9,343 | -11.02% |
| 31 Dec 2015 | $15,700 | $13,166 | -16.14% |
| 31 Dec 2016 | $20,900 | $19,095 | -8.63% |
| 31 Dec 2017 | $26,100 | $27,010 | +3.49% |
| 31 Dec 2018 | $31,300 | $31,841 | +1.73% |
| 31 Dec 2019 | $36,600 | $43,547 | +18.98% |
| 31 Dec 2020 | $41,800 | $59,831 | +43.14% |
| 31 Dec 2021 | $47,000 | $63,048 | +34.15% |
| 31 Dec 2022 | $52,200 | $68,046 | +30.36% |
| 31 Dec 2023 | $57,400 | $82,651 | +43.99% |
| 31 Dec 2024 | $62,700 | $111,255 | +77.44% |
| 31 Dec 2025 | $67,900 | $189,676 | +179.35% |
| 22 Oct 2026 | $72,100 | $181,996 | +152.42% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2013 be worth today?
- Investing $100 every week into Gold since 1 January 2013 (721 buys, $72,100 in total) would be worth $181,996 today (+152.42%).
- Was DCA better than a lump sum for Gold since 2013?
- Investing the same $72,100 in one go on 1 January 2013 would be worth $176,928 today (+145.39%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2013?
- The plan was worth less than the money invested on 32% of days, with the longest stretch lasting 717 days (ending 2 Mar 2016).