DCA history · Gold
Gold DCA since 2021: $100 weekly
Investing $100 every week into Gold since 1 January 2021 (303 buys, $30,300 in total) would be worth $53,590 today (+76.87%).
Backtest 1 January 2021 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$53,590
+76.87% · +19.75%/yr
- Invested
- $30,300.00
- Buys
- 303
- Average cost
- $2,297.62
Lump sum, day one
Winner$65,042
+114.66%
- Invested
- $30,300.00
- Bought at
- $1,893.10
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$75,852
+150.34%
- Bought on
- 26 Sept 2022
- At a price of
- $1,623.30
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 19.8% of days, with the longest unbroken stretch lasting 157 days (to 30 Nov 2022). The worst moment was 26 Sept 2022, when it was down 10.2% on what had been invested. It has been in profit continuously since 9 Oct 2023. The average cost per unit was $2,297.62 against a price today of $4,063.70 (+76.87%). The cheapest buy was $1,639.60 on 28 Oct 2022 and the priciest $5,230.50 on 27 Feb 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2021 | $5,300 | $5,390 | +1.70% |
| 31 Dec 2022 | $10,500 | $10,633 | +1.26% |
| 31 Dec 2023 | $15,700 | $17,569 | +11.90% |
| 31 Dec 2024 | $20,900 | $28,164 | +34.75% |
| 31 Dec 2025 | $26,100 | $53,003 | +103.08% |
| 22 Oct 2026 | $30,300 | $53,590 | +76.87% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2021 be worth today?
- Investing $100 every week into Gold since 1 January 2021 (303 buys, $30,300 in total) would be worth $53,590 today (+76.87%).
- Was DCA better than a lump sum for Gold since 2021?
- Investing the same $30,300 in one go on 1 January 2021 would be worth $65,042 today (+114.66%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2021?
- The plan was worth less than the money invested on 19.8% of days, with the longest stretch lasting 157 days (ending 30 Nov 2022).