DCA history · Gold
Gold DCA since 2018: $100 weekly
Investing $100 every week into Gold since 1 January 2018 (460 buys, $46,000 in total) would be worth $97,823 today (+112.66%).
Backtest 1 January 2018 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$97,823
+112.66% · +16.64%/yr
- Invested
- $46,000.00
- Buys
- 460
- Average cost
- $1,910.89
Lump sum, day one
Winner$143,461
+211.87%
- Invested
- $46,000.00
- Bought at
- $1,303.00
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$159,225
+246.14%
- Bought on
- 16 Aug 2018
- At a price of
- $1,174.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 9% of days, with the longest unbroken stretch lasting 245 days (to 23 Dec 2018). The worst moment was 16 Aug 2018, when it was down 9.6% on what had been invested. It has been in profit continuously since 23 May 2019. The average cost per unit was $1,910.89 against a price today of $4,063.70 (+112.66%). The cheapest buy was $1,188.00 on 8 Oct 2018 and the priciest $5,294.40 on 2 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2018 | $5,300 | $5,361 | +1.16% |
| 31 Dec 2019 | $10,500 | $12,052 | +14.78% |
| 31 Dec 2020 | $15,700 | $20,603 | +31.23% |
| 31 Dec 2021 | $20,900 | $25,173 | +20.44% |
| 31 Dec 2022 | $26,100 | $30,341 | +16.25% |
| 31 Dec 2023 | $31,300 | $39,919 | +27.54% |
| 31 Dec 2024 | $36,600 | $56,788 | +55.16% |
| 31 Dec 2025 | $41,800 | $100,077 | +139.42% |
| 22 Oct 2026 | $46,000 | $97,823 | +112.66% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2018 be worth today?
- Investing $100 every week into Gold since 1 January 2018 (460 buys, $46,000 in total) would be worth $97,823 today (+112.66%).
- Was DCA better than a lump sum for Gold since 2018?
- Investing the same $46,000 in one go on 1 January 2018 would be worth $143,461 today (+211.87%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2018?
- The plan was worth less than the money invested on 9% of days, with the longest stretch lasting 245 days (ending 23 Dec 2018).