DCA history · Gold
Gold DCA since 2012: $100 weekly
Investing $100 every week into Gold since 1 January 2012 (776 buys, $77,600 in total) would be worth $191,812 today (+147.18%).
Backtest 1 January 2012 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$191,812
+147.18% · +11.36%/yr
- Invested
- $77,600.00
- Buys
- 776
- Average cost
- $1,617.45
Lump sum, day one
Winner$198,493
+155.79%
- Invested
- $77,600.00
- Bought at
- $1,563.00
- Max drawdown
- 41.28%
Perfect timing (hindsight)
$295,190
+280.40%
- Bought on
- 17 Dec 2015
- At a price of
- $1,051.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 41.7% of days, with the longest unbroken stretch lasting 1,235 days (to 30 Jun 2016). The worst moment was 27 Jun 2013, when it was down 25.7% on what had been invested. It has been in profit continuously since 3 Jun 2019. The average cost per unit was $1,617.45 against a price today of $3,998.00 (+147.18%). The cheapest buy was $1,058.00 on 29 Nov 2015 and the priciest $5,230.50 on 1 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2012 | $5,300 | $5,267 | -0.63% |
| 31 Dec 2013 | $10,500 | $8,326 | -20.70% |
| 31 Dec 2014 | $15,700 | $13,013 | -17.12% |
| 31 Dec 2015 | $20,900 | $16,449 | -21.29% |
| 31 Dec 2016 | $26,100 | $22,658 | -13.19% |
| 31 Dec 2017 | $31,400 | $31,145 | -0.81% |
| 31 Dec 2018 | $36,600 | $35,904 | -1.90% |
| 31 Dec 2019 | $41,800 | $48,253 | +15.44% |
| 31 Dec 2020 | $47,000 | $65,717 | +39.82% |
| 31 Dec 2021 | $52,200 | $68,730 | +31.67% |
| 31 Dec 2022 | $57,400 | $73,702 | +28.40% |
| 31 Dec 2023 | $62,700 | $89,163 | +42.21% |
| 31 Dec 2024 | $67,900 | $119,434 | +75.90% |
| 31 Dec 2025 | $73,100 | $203,162 | +177.92% |
| 11 Nov 2026 | $77,600 | $191,812 | +147.18% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2012 be worth today?
- Investing $100 every week into Gold since 1 January 2012 (776 buys, $77,600 in total) would be worth $191,812 today (+147.18%).
- Was DCA better than a lump sum for Gold since 2012?
- Investing the same $77,600 in one go on 1 January 2012 would be worth $198,493 today (+155.79%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2012?
- The plan was worth less than the money invested on 41.7% of days, with the longest stretch lasting 1,235 days (ending 30 Jun 2016).